4-Point Home Inspection in Florida – Adhering to InterNACHI Standards
A 4-Point Inspection is a focused evaluation of a home’s four most critical systems—Roof, Electrical, Plumbing, and HVAC (Heating, Ventilation, and Air Conditioning)—which is often required by insurance companies, particularly for older homes. At Intracoastal Home Services, we provide comprehensive 4-Point Inspections for the Space Coast, following the InterNACHI Standards of Practice to ensure that every aspect of these key systems is thoroughly inspected and documented.
A 4-Point Inspection is a specialized service that examines the condition of four major systems in a home: the roof, electrical system, plumbing, and HVAC system. These systems are critical to the home’s safety and functionality, and insurance providers often require this inspection to determine whether the home meets their underwriting guidelines for coverage.
We follow InterNACHI’s Standards of Practice for 4-Point Inspections, ensuring that each system is evaluated consistently and to the highest standards.
Roof
As per InterNACHI Standards, we inspect the roof covering, including the shingles, flashing, gutters, and downspouts. We check for signs of damage, wear, or leakage and assess the roof’s condition and ability to protect your home.
Electrical System
We inspect the main electrical panel, outlets, wiring, and any visible components of the electrical system. This includes looking for signs of overheating, grounding issues, or unsafe modifications. We also verify that the electrical system complies with local safety standards and regulations.
Plumbing
We inspect the visible portions of the plumbing system, including pipes, water heaters, and fixtures. We check for signs of leaks, corrosion, or inadequate water pressure. We assess the functional aspects of the system, such as the operation of fixtures, and evaluate the risk of potential future plumbing problems.
HVAC System
We thoroughly examine the heating, ventilation, and air conditioning (HVAC) systems, including the furnace, air conditioner, visible ducts, and thermostat. Our inspection ensures the system is operational and free from major defects. We’ll also check for potential issues such as airflow restrictions or safety concerns. As per InterNACHI’s guidelines, we’ll note the age and condition of these components to help you plan for maintenance or future replacements.
Insurance Requirement: In Florida, many insurance companies require a 4-Point Inspection to approve or renew a home insurance policy, especially for older homes or homes with outdated systems. This inspection helps insurers evaluate the risks associated with the home’s critical systems.
Risk Mitigation: A 4-Point Inspection helps identify potential issues early on, before they become costly problems. By addressing any concerns now, you can avoid unpleasant surprises and ensure your home is safe and ready for coverage.
Peace of Mind: The Florida climate can be tough on a home’s major systems. Our inspection provides a detailed, accurate picture of your home’s condition, so you can move forward with confidence.
Experienced & Certified Inspectors: Our inspectors are certified by InterNACHI and follow the InterNACHI Standards of Practice to ensure a thorough and consistent inspection. With years of experience in the home inspection industry, we have the knowledge and expertise to spot potential problems that could affect your insurance or home safety.
Comprehensive, Clear Reports: You will receive a detailed inspection report, including clear photos and descriptions, outlining the condition of each of the four systems. We’ll also highlight any immediate concerns and provide recommendations for repairs or upgrades.
Local Expertise: With over 30 years living in the Space Coast, we have in-depth knowledge of Florida’s unique home conditions and risks, making us the perfect choice for homeowners and buyers throughout the state.